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Universal Life Insurance, cash values for you, protection for your family

  What is the Purpose of Universal Life Insurance?

 

Universal Life Insurance is a flexible-premium, adjustable benefit life insurance policy that accumulates account value. If you pay the minimum premium your policy will not lapse and you will build cash value. As with all life insurance, the main purpose for buying a Universal Life insurance policy is the death protection provided to your loved ones and family in the event of the insured's death. These policies offer flexibility, security, and tax-free benefits. In our opinion, it is best to have a combination of Term/Universal or Whole Life Insurance as part of your Estate/Retirement Plan.

 

  What is Equity/Indexed Universal Life?

 


Indexed Universal Life is a flexible premium universal life insurance policy with an index-linked interest crediting feature. We provide GUARANTEES-Guaranteed minimum interest rates, guaranteed Account Value Enhancement/Basic No-Lapse Guarantee. Choices-Seven interest crediting strategies, over a dozen riders, loan options, flexible premium payments and three death benefit options all to fit your needs. Performance-our Products offer outstanding value and innovative features that you want.

When you purchase life insurance from us you can add a wellness rider that will entitle you to receive a confidential health risk assessment, nurse hotline, newsletter, discounts, and personalized health information for a Major Health Care provider.
We only deal with the Highest rated insurance companies found in A.M. Best, Standard & Poors or Moody's.

When you purchase life insurance from us you can add a wellness rider that will entitle you to receive a confidential health risk assessment, nurse hotline, newsletter, discounts, and personalized health information for a Major Health Care provider.

We at Tezoro Insurance & Financial Services will look at your individual situation and tailor a life insurance plan that is within your means and enough for your estate planning needs.

 

Please complete the information below so we can advise you as to which life insurance plans would be best suited for you. Please rest assured that we do NOT sell or share your personal information or email address with anyone, and we'll only use your email address to send you information you request from us.


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27281 Las Ramblas, Suite 200, Mission Viejo, CA 92691 (949) 534-9123 CA Lic: OG05783