ESTATE PLANNING including Life Insurance, Tax Planning, Retirement Planning, Long Term Care

If you have Assets or a Family you need an Estate Plan

There is a long standing myth that estate planning is only for the extremely wealthy. Estate Planning is not only critical for those amassing enormous assets over their lifetimes, but it is also important for individuals with more modest amounts of wealth. Generally, anyone who owns a home, a business, has a family or has assets can gain peace of mind by preparing your estate and protecting it for your loved ones. It is actually easier to plan for an individual whose assets have not yet bloomed fully than to do so after the assets have reached substantial value. By planning early, you achieve increased flexibility and a greater array of planning options. The ability to shield assets from estate tax improves, as well. We work with Qualified Attorneys and CPA's with these Estate Planning Tools:

The Will
Life Insurance Trust
Gift Tax Exclusions
QTIP Trusts
Lifetime Unified Credit
Grantor Retained Annuity Trusts
Marital Deduction
Qualified Personal Residence Trusts
Credit Shelter Trusts
Charitable Trusts & Life Insurance
The estate and gift tax system has seen significant changes in recent years. Dramatic as the changes are, however, they are temporary. After 2010, the estate tax laws are scheduled to revert back to prior law, and there is speculation among many practictioners that changes will occur sooner. This uncertainty has complicated estate planning, making it more of an art than a science. That's why choosing an experienced estate planner is an important decision and we at Tezoro Insurance can help you with that decision.